From the office of Pennsylvania State Representative Tina Pickett:
Starting Feb. 1, applications will open for the Pennsylvania Homeowner Assistance Fund (PAHAF) to assist those struggling with unforeseen financial hardships due to the COVID-19 pandemic. PAHAF is for homeowners who meet the income guideline and need assistance to prevent and/or ease mortgage delinquencies, defaults, foreclosures, displacement and utility disconnection.
Applicants who are eligible must meet the following criteria:
|Household income is equal to or less than 150% area median income (AMI), which varies by locality. Note: PAHAF priority will be given to households at or below 100% AMI.|
|Homeowner owns and occupies the property as their primary residence.|
|Property is in Pennsylvania.|
|Homeowner experienced a financial hardship after Jan. 21, 2020, including a hardship that began before Jan. 21, 2020, and continued after that date.|
|Homeowner has not received the same assistance for mortgage payment, mortgage reinstatement, property charges, and/or utility payment from another federal, state, local, nonprofit or tribal source.|
|Homeowner’s first mortgage is a conforming loan and meets the federal limits for the year in which the loan was taken.|
Visit www.pahaf.org to learn more about the assistance available and to review documents required to apply.