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Financial Help Available for Pennsylvania Homeowners Affected by COVID-19 Pandemic

From the office of Pennsylvania State Representative Tina Pickett:

Starting Feb. 1, applications will open for the Pennsylvania Homeowner Assistance Fund (PAHAF) to assist those struggling with unforeseen financial hardships due to the COVID-19 pandemic. PAHAF is for homeowners who meet the income guideline and need assistance to prevent and/or ease mortgage delinquencies, defaults, foreclosures, displacement and utility disconnection.

Applicants who are eligible must meet the following criteria:

Household income is equal to or less than 150% area median income (AMI), which varies by locality. Note: PAHAF priority will be given to households at or below 100% AMI.
Homeowner owns and occupies the property as their primary residence.
Property is in Pennsylvania.
Homeowner experienced a financial hardship after Jan. 21, 2020, including a hardship that began before Jan. 21, 2020, and continued after that date.
Homeowner has not received the same assistance for mortgage payment, mortgage reinstatement, property charges, and/or utility payment from another federal, state, local, nonprofit or tribal source.
Homeowner’s first mortgage is a conforming loan and meets the federal limits for the year in which the loan was taken.

Visit www.pahaf.org to learn more about the assistance available and to review documents required to apply.